Insurance Producer License Renewal New York

Keeping your credentials active requires completing your insurance producer license renewal New York process on schedule. Regulated by the New York State Department of Financial Services (DFS), maintaining an active license ensures you remain legally authorized to solicit and sell insurance products across the state.

Renewal Cycle & Expiration Date

In New York, insurance producer licenses follow a renewal cycle of every 2 years. Expiration dates are tied directly to your date of birth under an alternating-year pattern:

• Even-numbered birth years: Your license expires on your birthday in even-numbered years.
• Odd-numbered birth years: Your license expires on your birthday in odd-numbered years.

Continuing Education (CE) Requirements

Continuing education is mandatory to keep your license in good standing. Before submitting your renewal:

• CE Required: Yes
• Required Hours: 15 hours

You must complete your required 15 hours of approved continuing education within the two-year licensing period before submitting your renewal application.

Renewal Fee

The standard fee for renewing an individual insurance producer license in New York is $80.

Step-by-Step Renewal Checklist

1. Check Your Expiration Date: Verify your upcoming renewal deadline based on your birthday and birth year schedule.
2. Complete CE Hours: Finish the mandatory 15 hours of approved continuing education courses prior to your renewal date.
3. Submit Renewal Application: Access the online licensing portal via the New York State Department of Financial Services website.
4. Pay the Renewal Fee: Submit the $80 fee to finalize your application.
5. Confirm License Status: Verify that your license has been updated and renewed in the state directory.

What Happens If You Renew Late?

Failing to renew your license by your expiration date puts your credential in jeopardy. If your license lapses, you are legally prohibited from acting as an insurance producer, soliciting business, or earning commissions in New York until the license is reinstated. Operating with an expired license can lead to administrative delays, potential reinstatement procedures, or regulatory penalties.

Licensing Agency Contact Details

For questions or assistance with your renewal, contact the state regulatory agency directly:

• Agency: New York State Department of Financial Services
• Website: dfs.ny.gov
• Phone: (800) 342-3736