Colorado Insurance Producer License Renewal Guide

Maintaining an active license is essential for conducting insurance business legally in Colorado. Completing your insurance producer license renewal Colorado process on time ensures you avoid lapses in coverage authority, compliance penalties, or interruptions to your career. The licensing process is overseen by the Colorado Department of Regulatory Agencies - Division of Insurance.

Renewal Cycle and Expiration Deadlines

In Colorado, insurance producer licenses follow a biennial renewal schedule:

• Renewal Cycle: Every 2 years.
• Expiration Date: The last day of your birth month biennially.

Because renewal deadlines are tied to your birth month, it is important to mark your calendar in advance so you can complete all prerequisites before your expiration date arrives.

Continuing Education (CE) Requirements

Continuing education is mandatory to keep your Colorado insurance producer license active:

• Required Hours: 24 hours of approved continuing education every 2-year cycle.

Producers must complete their CE coursework through state-approved providers before submitting their renewal application.

Colorado License Renewal Fees

Renewal fees depend on the specific lines of authority associated with your license:

• Standard Lines: $27 per line of authority.
• Surplus Lines: $134.

Make sure to calculate your total fee based on the active lines of authority on your record.

How to Renew: Step-by-Step Checklist

1. Check Your Expiration Date: Confirm your renewal deadline, which is the last day of your birth month every two years.
2. Complete Your Continuing Education: Finish all 24 required CE hours through state-approved courses before applying for renewal.
3. Access the Renewal Portal: Submit your renewal application through the approved state electronic portal or directly via guidelines from the Colorado Division of Insurance.
4. Pay the Renewal Fees: Pay $27 per line of authority ($134 for surplus lines) using an accepted payment method.
5. Verify License Status: Confirm that your license renewal has processed successfully and your status displays as active.

What Happens If You Renew Late?

Allowing your license to expire can disrupt your ability to transact insurance in Colorado. If you do not renew by the last day of your birth month:

• Your license may lapse or become inactive.
• You are strictly prohibited from soliciting, negotiating, or selling insurance policies while unlicensed.
• You may face additional reinstatement requirements, fees, or administrative delays before your authority is restored.

If your license has lapsed, contact the Division of Insurance immediately to understand your options for reinstatement.

Regulatory Agency Contact Information

If you have specific questions regarding your license status or CE tracking, contact the state regulator:

• Agency: Colorado Department of Regulatory Agencies - Division of Insurance
• Website: doi.colorado.gov
• Phone: 303-894-7499