Delaware Insurance Producer License Renewal Guide

Keeping your credentials active is critical to legally selling and servicing insurance policies. Completing your insurance producer license renewal Delaware requirements on time ensures you avoid lapses in coverage authority. The licensing process is administered by the Delaware Department of Insurance, which sets specific deadlines, fees, and continuing education criteria for all active producers.

Renewal Cycle and Expiration Dates

In Delaware, insurance producer licenses follow a fixed biennial schedule. Your license renewal occurs every 2 years with an expiration date set to the last day of February in even-numbered years (e.g., February 28, 2026). Because this is a fixed calendar deadline rather than an individual birth-month renewal, all producers share the same renewal window.

Continuing Education (CE) Requirements

Before you can submit your renewal, you must fulfill Delaware's mandatory continuing education requirements:

• Total Hours: 24 hours of state-approved continuing education.
• Ethics Requirement: At least 3 of the 24 hours must be in approved ethics courses.

Make sure your CE providers report your completed credits promptly so your record reflects compliance before the renewal cutoff date.

Renewal Fee

The standard fee for an insurance producer license renewal in Delaware is $125. This fee is paid during the renewal application process.

Step-by-Step Renewal Checklist

1. Check Your CE Status: Confirm that you have completed all 24 required CE hours, including the 3 mandatory ethics hours, and ensure your course providers have submitted your credits.
2. Review the Expiration Date: Ensure you are preparing ahead of the fixed deadline on the last day of February in the upcoming even-numbered year.
3. Submit Your Renewal Application: Access the online renewal service through the state licensing portal or National Insurance Producer Registry (NIPR) as directed by the Delaware Department of Insurance.
4. Pay the Fee: Submit the non-refundable $125 renewal fee.
5. Confirm License Status: Verify that your license has been updated to active status via the Delaware Department of Insurance website.

What Happens If You Renew Late?

Failing to renew by the deadline can lead to your license expiring. Operating with an expired or inactive license puts your ability to conduct insurance business at risk. If your license lapses, you may face late fees, additional reinstatement procedures, or be required to cease all insurance activities until compliance is restored. If you encounter issues or miss the deadline, contact the licensing division immediately to understand your options for reinstatement.

Agency Contact Information

If you have questions regarding your license status, CE compliance, or the renewal process, contact the regulatory agency:

• Agency: Delaware Department of Insurance
• Phone: (302) 674-7390