Tennessee Mortgage Loan Originator License Renewal

Keeping your professional credentials active is essential for originating residential mortgages in the state. Completing your mortgage loan originator license renewal Tennessee ensures you remain in good standing with the Tennessee Department of Financial Institutions and continue serving clients without interruption.

Renewal Cycle & Expiration Date

In Tennessee, Mortgage Loan Originator (MLO) licenses operate on an annual renewal cycle. All active licenses expire on a fixed date of December 31 each year. Originators must submit their renewal requests before this date to avoid licensing lapses.

Continuing Education (CE) Requirements

Continuing education is mandatory for all mortgage loan originators renewing their license in Tennessee. Before submitting your annual renewal application, you must complete:

• Total CE Required: 8 hours of approved continuing education.

Make sure your education provider records your completed coursework so that it reflects on your record prior to the renewal submission.

Renewal Fee

The standard license renewal fee for a Tennessee Mortgage Loan Originator is $100. This fee is paid during the online submission process.

Step-by-Step Renewal Checklist

1. Verify Your Record: Log into your licensing account to review your current license status, contact details, and any pending requirements.
2. Complete Your 8 Hours of CE: Finish all required continuing education early in the renewal period so your credit hours are posted in time.
3. Submit the Renewal Application: Complete the annual renewal filing through the designated licensing system.
4. Pay the Renewal Fee: Submit the $100 renewal fee using an approved electronic payment method.
5. Confirm Approval: Check the status of your application to ensure it has been reviewed and approved by the Tennessee Department of Financial Institutions.

What Happens If You Renew Late?

If you fail to renew by the December 31 deadline, your license will expire. Operating with an expired license prevents you from legally originating mortgage loans in Tennessee. Reinstating an expired license generally involves additional administrative steps, potential late fees, or formal reinstatement applications. Contact the regulator promptly if your license lapses.

Regulatory Agency Contact Information

For official inquiries or assistance with your license status, reach out to the state regulator:

• Agency: Tennessee Department of Financial Institutions
• Phone: (615) 253-6714
• Website: https://www.tn.gov/tdfi.html